• Estimate closing costs + monthly payment • Ask about Down Payment Grants options • Home Owners: get free monthly valuation reports • Compare rent increases vs equity growth • Check Live Rates for today’s snapshot • Plan cash-to-close before you tour homes

Tools & Shortcuts

Quick links across HomesCalculator.com

Renters

Rent vs Buy Future Rent Projection

Buyers

Affordability DTI Pre-Check Closing Costs + Monthly Payment

Owners

Refinance HELOC Home Valuation

Sellers

Cost to Sell / Net Proceeds Buy vs Sell Calculator

Credit

Credit Improvement Hub

Mortgage Type Selector

Answer a few questions and this tool will suggest which mortgage types may fit your scenario. Final eligibility depends on full documentation and underwriting guidelines.

Free Mortgage Approval Application DTI Pre-Check Down Payment Assistance

Are you a Veteran / eligible for VA?

Do you plan to live in the home as your primary residence?

Credit score estimate

Down payment available (approx.)

Property location (general)

Do you want to explore assistance / incentives?

Apply

Educational tool only. Not a commitment to lend.

Mortgage Type Selector

Suggested options