Down Payment Grants Reduce cash-to-close Search Homes for Sale Homes • price drops • open houses Search New Construction New builds • incentives • concessions Home Owners: Free Monthly Report Value + area updates + rate monitoring

Compare rent increases vs equity growthUse DTI Pre-Check before applyingEstimate closing costs + monthly paymentAsk about Down Payment Grants optionsHome Owners: get free monthly valuation reportsCheck Live Rates for today’s snapshotPlan cash-to-close early (avoid surprises)Search MLS listings (price drops + open houses)Search New Construction (incentives + concessions)First-time buyer? Start with Buying StepsCredit tips can reduce your mortgage costsSeller? Estimate net proceeds before listingCompare rent increases vs equity growthUse DTI Pre-Check before applyingEstimate closing costs + monthly paymentAsk about Down Payment Grants optionsHome Owners: get free monthly valuation reportsCheck Live Rates for today’s snapshotPlan cash-to-close early (avoid surprises)Search MLS listings (price drops + open houses)Search New Construction (incentives + concessions)First-time buyer? Start with Buying StepsCredit tips can reduce your mortgage costsSeller? Estimate net proceeds before listing

DTI Pre-Check

Estimate your Debt-to-Income (DTI) ratio and see a simple “pre-check” range. Planning/education only — not a loan approval.

Gross Monthly Income ($)

Proposed Housing Payment ($/mo)

Other Monthly Debts ($/mo)

Target Housing DTI (%)

Target Total DTI (%)

Loan Program (general)

Mortgage Calculator Affordability

Results

Housing DTI (Front-end)

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Total DTI (Back-end)

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Quick Guidance

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Planning/education only. Real approvals depend on credit, reserves, income type, compensating factors, AUS findings, and program rules.

Down Payment Grants

Many buyers reduce their required cash-to-close using Down Payment Grants, forgivable loans, or second mortgages.

Check what Down Payment Grants you may qualify for