HomesCalculator.com

Tools to help you decide what to do next — whether you rent, want to buy, already own, or want to invest. If you want personal help, contact Bill. Expect calls from 352-988-4900 or 407-347-3420.

Start with these

Rent vs Buy

Compare renting vs owning, estimate break-even timing, and see what costs matter most.

Open Rent vs Buy

Mortgage Calculator$

Estimate monthly payment with taxes, insurance, HOA, and down payment.

Open Mortgage Calculator$

Affordability

Estimate a realistic home price range based on income and debts.

Open Affordability

DTI Pre-Check

Calculate your debt-to-income ratio and what to do next.

Open DTI Pre-Check

Cash to Close

Plan down payment, closing costs, and reserves so there are no surprises.

Open Cash to Close

Listing Payment (Buyer)

Estimate payment from a listing price + rate + taxes + insurance + HOA.

Open Listing Payment
Free Mortgage Approval Application See All Tools Contact