Home, Mortgage & FSBO Tools in One Place

Compare renting vs buying, understand mortgage payments, explore refinance ideas, and even list or find FSBO homes – with a real human (Bill) ready to help you connect all the dots.

Who this site is for Renters wondering if they can own, homeowners thinking about refinancing, and sellers or buyers who want personal help instead of a call center. Everything here is built around real Central Florida numbers and situations.

Step 1: See Where You Stand

Rent vs Buy calculator – compare renting to owning over time.
DTI Pre-Check – rough idea of whether your debt levels are in range.
Where Your Mortgage Money Goes – see how each payment is split.

These tools are designed to be simple starting points, not the final answer. You don't need perfect numbers yet.

Try Rent vs Buy

Step 2: Get a Simple Plan

After you play with the calculators, tell Bill about your situation in plain English. He'll look at your numbers and suggest a simple “here's what to do next” plan.

First-time buyers
Current owners thinking about selling or refinancing
Renters who want to stop renting but aren't sure how
FSBO sellers who want a mix of DIY and professional help

Get Your Plan

Step 3: Put It Into Action

When you're ready, Bill can help with both the real estate side and the mortgage side, so you're not being bounced between different people who don't talk to each other.

Find neighborhoods, schools, and commute options that fit your life
Compare loan types, down payment options, and closing costs
Plan move timing around leases, jobs, and school calendars
Coordinate FSBO listings, showings, and buyer qualification

List Your Home (FSBO)