Fair lending & Equal Credit Opportunity
We support fair lending principles and the Equal Credit Opportunity concept. The goal is that qualified applicants are treated consistently and fairly according to applicable laws and lender guidelines.
General approach
Any credit-related information on this site is for education and planning only. Final loan decisions are made by licensed lenders based on their underwriting standards, applicable laws and complete applications.
We do not encourage or support any practice that would unlawfully discriminate against an applicant on the basis of race, color, religion, national origin, sex, marital status, age, receipt of public assistance, or any other protected characteristic under applicable law.
What you can expect
- We will discuss general program types and options in clear, everyday language.
- We will not make promises of approval or specific terms without a full application and lender review.
- We encourage you to ask questions and request explanations if something about your options is unclear.
If you believe you have experienced unfair treatment in a credit application, you may wish to contact the appropriate regulatory agencies or a qualified attorney for guidance.