Rental Profitability Calculator

Step 1 – Purchase & Loan

Property & Loan

Purchase price ($)

Loan amount ($)

Interest rate (annual %)

Loan term (years)

Step 2 – Rent & Property Expenses

Income & Expenses

Expected monthly rent ($)

Property taxes (per year, $)

Insurance (per year, $)

HOA dues (per month, $)

Other monthly expenses ($)

Vacancy & credit loss (% of rent)

“Other monthly expenses” can represent maintenance reserves, property management, utilities you pay, or anything else that regularly comes out of rent.

Step 3 – Cash Invested

Cash to Close & Repairs

Total cash invested ($)

For a simple cash-on-cash estimate, include total cash you put in at the start: down payment, closing costs you pay, and initial repairs or upgrades.

Step 1 – Purchase & Loan

Step 2 – Rent & Property Expenses

Step 3 – Cash Invested

Rental Profitability Snapshot

Monthly P&I Payment

Total Monthly Expenses

Net Monthly Cash Flow

Net Annual Cash Flow

Simple Cash-on-Cash Return

Rental Profitability Calculator

Step 1 – Purchase & Loan

Step 2 – Rent & Property Expenses

Step 3 – Cash Invested

Rental Profitability Snapshot

Monthly P&I Payment

Total Monthly Expenses

Net Monthly Cash Flow

Net Annual Cash Flow

Simple Cash-on-Cash Return

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